⚠️ Risk Disclosure — Please Read

NexGain is a Digital Savings & Rewards Platform. Participation carries financial risk. You may lose some or all of your deposited capital. Daily return rates are target rates based on platform performance and are not guaranteed.

NexGain is not a licensed bank, financial institution, or registered investment advisor. Nothing on this platform constitutes financial advice. Only use amounts you can afford to lose entirely.

Cryptocurrency is highly volatile and unregulated in many jurisdictions. Past performance does not guarantee future results.

1

Acceptance of Terms

By downloading, installing, or using the NexGain application or website, you confirm that you have read, understood, and agree to be bound by these Terms and Conditions and our Privacy Policy. If you do not agree, you must not use NexGain.

These terms constitute a legally binding agreement between you and NexGain. We reserve the right to update these terms at any time with notice to users.

2

Description of Service

NexGain is a digital savings & rewards platform that allows registered users to deposit funds, select Savings Plans, and Earn daily rewards based on the selected plan's rate and duration. The platform also offers a referral program, coupon bonuses, and in-app support.

NexGain operates as a digital platform only. We do not provide financial advisory services, portfolio management, or regulated financial products.

3

Eligibility

To use NexGain, you must:

NexGain is not available to residents of the United States, or any jurisdiction where operating such a platform is prohibited under local law. By registering, you confirm you are not in a restricted jurisdiction. It is your sole responsibility to determine whether use of this platform is lawful in your location.

4

Account Registration

You must register an account to access NexGain services. You are solely responsible for:

Each person may maintain only one account. Creating multiple accounts is prohibited and will result in termination of all associated accounts and forfeiture of balances.

5

Savings Plans and Returns

NexGain currently offers the following Savings Plans:

Plan Savings Range target daily reward rate Duration
Starter$10 – $99up to 0.50% est. daily reward40 days
Pro$100 – $499up to 0.65% est. daily reward50 days
Elite$500 – $1,000up to 0.80% est. daily reward60 days

⚠️ Important — Returns Are Not Guaranteed

The daily return rates shown above are target rates only. Actual returns depend on platform performance. NexGain does not guarantee any specific return. Past performance does not predict future results. Never participate with more than you can afford to lose.

6

Deposits

All deposits are made in USDT (Tether) on the BEP20 (Binance Smart Chain) network only. You are solely responsible for:

NexGain is not responsible for funds sent to incorrect addresses, on incorrect networks, or in amounts that differ from the requested amount. Cryptocurrency transactions are irreversible. Always verify the address before sending.

Deposit limits (minimum and maximum) are set by the platform and may be updated. Current limits are always displayed on the deposit screen within the app.

7

Withdrawals

Withdrawal requests are subject to the following conditions:

Withdrawal fees are non-refundable, including in cases where a withdrawal request is rejected. Rejected withdrawal amounts (excluding the fee) are returned to your Earning Wallet.

8

Referral Program

NexGain offers a referral program where users earn commissions by inviting others to the platform. Referral commissions are earned on:

Referral abuse — including creating multiple accounts to self-refer, using fake identities, or any other manipulation — is strictly prohibited and will result in immediate account termination and forfeiture of all balances and earnings.

9

Prohibited Activities

Users are strictly prohibited from engaging in the following:

Violation of any prohibition may result in immediate account suspension, termination, forfeiture of balances, and referral to appropriate legal authorities.

10

Risk Disclosure

⚠️ Full Risk Disclosure

participation involves significant financial risk including the possible loss of the entire deposited amount. NexGain does not provide financial, legal, or tax advice.

You should independently assess your financial situation and, if necessary, consult a licensed financial advisor before activating a Savings Plan. NexGain is not a licensed financial institution, bank, or investment broker in any jurisdiction.

Cryptocurrency markets are highly volatile and largely unregulated. Regulatory changes in your jurisdiction may affect your ability to use this platform or access your funds.

By using NexGain, you acknowledge and accept all risks associated with platform participation.

11

Intellectual Property

All content, features, and functionality of the NexGain application and website — including text, graphics, logos, icons, and software — are the exclusive property of NexGain and are protected by applicable intellectual property laws.

You may not reproduce, distribute, modify, reverse engineer, or create derivative works of any NexGain content without express written permission from NexGain.

12

Privacy

Your use of NexGain is also governed by our Privacy Policy, which is incorporated into these Terms by reference. By using NexGain, you consent to the collection and use of your information as described in the Privacy Policy.

13

Account Suspension and Termination

NexGain reserves the right to suspend or terminate your account at any time, with or without prior notice, for:

Upon termination, pending withdrawals may be cancelled at NexGain's discretion. NexGain will make reasonable efforts to process legitimate, verified withdrawal requests prior to account termination where circumstances permit.

14

Limitation of Liability

To the maximum extent permitted by applicable law, NexGain, its operators, affiliates, and service providers shall not be liable for:

Our total liability for any claim shall not exceed the amount you deposited in the 30 days prior to the claim arising.

15

Governing Law and Disputes

These Terms shall be governed by and construed in accordance with applicable laws. Any dispute arising from or relating to these Terms or your use of NexGain shall first be attempted to be resolved through good-faith negotiation via our in-app support system.

If a dispute cannot be resolved informally, it shall be submitted to binding arbitration. You waive any right to participate in class-action lawsuits against NexGain.

16

Changes to Terms

NexGain reserves the right to modify these Terms and Conditions at any time. When significant changes are made, we will notify users by:

Continued use of NexGain after changes constitutes acceptance of the updated terms. We recommend reviewing these terms periodically.

17

Contact Us

If you have any questions about these Terms and Conditions, please contact our support team through the in-app Support Chat, available in the Profile section of the NexGain application.

We aim to respond to all inquiries promptly and transparently.